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Instant Games

How to Play Scratch Card

Updated 8 min read Complete guide

Scratch Card is the most visually satisfying game on Spinomera — a 3×3 grid of hidden symbols revealed all at once, with wins coming from matching lines in any direction. Seven symbols from common coins to the rare jackpot bolt, each with its own multiplier. The best line you hit is what you win, and the payouts go all the way up to 500× your bet.

Reveal all 9 symbols. If you match 3 of the same symbol in any row, column, or diagonal, you win that symbol's multiplier. Best matching line wins.

What is Scratch Card?

Scratch Card takes the classic physical scratch-card concept and brings it into Spinomera with a digital 3×3 grid. There are nine hidden squares, each concealing one of seven symbols. When you play a card, all nine are revealed simultaneously. Your job is simply to look for matching lines.

There are eight possible winning lines — three rows, three columns, and two diagonals. Get three matching symbols along any of those lines and you win. If multiple winning lines appear on the same card, the highest multiplier line is what pays out. You always get credit for your best result.

The symbols range from the humble Coin (◈) at 2× all the way up to the Jackpot bolt (⚡) at 500×. The rarer the symbol, the bigger it pays when you land a line of three.

3×3 grid, 9 symbols Nine squares, each one hiding a symbol from the seven-tier table. All nine are revealed the moment you play — no partial reveals, no decisions mid-card.
8 ways to win per card Three rows, three columns, and two diagonals all count as winning lines. Any matching trio in any direction triggers a payout.
Up to 500× your bet Three Jackpot bolts on a single line pays 500× your stake. At max bet that's 1,000,000 chips from a single card.

How to play

Step 1: Set your bet

Choose your chip amount. The minimum is 10 chips and the maximum is 2,000 chips per card — lower than some other games, but the 500× jackpot multiplier means max bets can still deliver serious returns. Once you've set your amount, it stays for subsequent cards until you change it.

Step 2: Play the card

Hit the play button. All nine symbols are revealed at once across the 3×3 grid. The game automatically evaluates every row, column, and diagonal for matches — you don't need to spot the winning line yourself.

Step 3: Collect your winnings (or go again)

If you've matched three symbols on any line, the winning combination is highlighted and your prize is credited. The win is always bet × symbol multiplier for your best line. If no three-match lines appear, the round is a miss and you can play a new card.

Example: You bet 200 chips. The card reveals three Stars (★) across the top row. Stars pay 5×, so you win 200 × 5 = 1,000 chips.

Win condition summary

  • 3 matching symbols on any row (top, middle, bottom)
  • 3 matching symbols on any column (left, centre, right)
  • 3 matching symbols on either diagonal
  • If multiple winning lines appear, the highest multiplier line pays

Good to know: the outcome of each card is determined at the moment you play it. The symbols under the grid are fixed before you press play — there's no way to influence the result after the fact.

Payouts & symbols

There are seven symbols on Spinomera Scratch Card. They're ranked from common to rare — common symbols appear more often in the grid, while rare ones are harder to get three of in a line. The rarity is offset by much higher multipliers.

Symbol Name 3-of-a-kind multiplier Win on 500-chip bet
Coin1,000 chips
Star2,500 chips
Diamond10×5,000 chips
🔥Torch25×12,500 chips
Skull50×25,000 chips
Crown150×75,000 chips
Jackpot500×250,000 chips

Max win calculation

The maximum bet is 2,000 chips. If three Jackpot bolts (⚡) land on any line at max bet: 2,000 × 500 = 1,000,000 chips. The jackpot symbol is rare — but when those three bolts line up, that's the number that lands.

Only the best line pays

Imagine a card where you've got three Coins (◈) on the middle row and three Diamonds (♦) on the left column. That's two winning lines — but you receive the Diamond payout (10×), not both combined. The game always pays the single best result, not the sum of all winning lines.

RTP on Scratch Card is 96%. That's slightly lower than Coin Flip or Limbo, but the higher maximum multiplier (500×) and the engaging reveal format make it a favourite for players who enjoy the visual excitement of a full grid reveal.

Strategy tips

Scratch Card is pure chance — the symbols are set before you play, so there's nothing to read into the grid or decide mid-card. But there are still smart ways to approach the game.

Understand the volatility

Scratch Card has medium-to-high volatility. The Coin symbol (2×) appears relatively often, so small wins come up from time to time. But the genuinely exciting payouts — Torch (25×), Skull (50×), Crown (150×), Jackpot (500×) — are rare. You should expect plenty of cards with no matches interspersed with the occasional small win, with the big hits coming infrequently.

Budget for more cards, not bigger bets

Because the volatility is higher than Coin Flip, you need volume to give the rare symbols a chance to appear. Betting 50 chips across 40 cards gives you a lot more exposure than betting 2,000 chips on one card — and it's a lot more fun. Reserve max bets for when your balance is comfortably large enough to absorb a run of misses.

Don't chase the jackpot

Three Jackpot bolts (⚡) is a genuinely rare event. If your session goal is specifically to hit 500×, you'll need a lot of patience and enough chips to sustain play through many non-winning cards. There's nothing wrong with aiming for it — just go in with realistic expectations about the frequency.

More frequent targets

  • Coin (◈) — 2× wins come up most often
  • Star (★) — 5× appears reasonably regularly
  • Good for chip top-ups mid-session

Rare but rewarding

  • Crown (♛) — 150× is a session-defining win
  • Jackpot (⚡) — 500× is life-changing for your chip balance
  • Skull (☠) and Torch (🔥) sit nicely in between

It's designed for enjoyment, not edge-finding

The RTP is fixed at 96% regardless of anything you do. There's no way to spot a "hotter" card, no pattern to when big symbols appear, and no strategy that improves your odds. Play it for the reveal experience — that moment when the grid lands and you're scanning for lines is genuinely satisfying, especially when three skulls appear on a diagonal you almost missed.

Tip: If you're working toward a daily challenge or XP target, Scratch Card's fast reveal and quick card-to-card play makes it efficient for hitting round counts without grinding through long game sessions.

FAQ

Do I need to scratch each square individually?

No — on Spinomera, all nine symbols are revealed at once when you play the card. The digital version skips the manual scratching element and shows you the full grid immediately. If you prefer the tactile feel of revealing squares one by one, some players enjoy the suspense of the grid appearing progressively in the animation.

What counts as a winning line?

Any three of the same symbol appearing in a complete row (left to right), column (top to bottom), or diagonal (corner to corner) is a win. There are 8 possible winning lines in a 3×3 grid: 3 rows, 3 columns, and 2 diagonals.

What if I have two winning lines on one card?

Only the highest multiplier line pays. If you have three Coins (2×) and three Diamonds (10×) on the same card, you receive the Diamond payout. The two wins don't add together or multiply — it's simply the best single line.

What's the Jackpot symbol and how rare is it?

The Jackpot is the ⚡ bolt symbol and it pays 500× your bet for three in a line. It's the rarest symbol on the grid — three Jackpots on a line is a genuinely uncommon event. At 2,000 chips maximum bet, a Jackpot line pays 1,000,000 chips.

Why is the max bet lower than other games?

Scratch Card's maximum bet is 2,000 chips (versus 10,000 chips in Coin Flip and Limbo). This is because the top multiplier (500×) already creates potential payouts of 1,000,000 chips at max bet — a significant win. The lower bet cap helps keep the game balanced.

Does the game check all lines automatically?

Yes. You don't need to scan the grid yourself and claim a win — the game evaluates all eight possible lines the moment symbols are revealed and awards the best payout automatically. Winning lines are highlighted so you can see exactly what matched.

Is Scratch Card better or worse value than Coin Flip?

Coin Flip has a 98% RTP; Scratch Card is 96%. In pure mathematical terms, Coin Flip returns more per chip wagered. But Scratch Card offers higher maximum wins (500× vs 1.96×) and a completely different play experience. If you value the potential for a big jackpot hit, Scratch Card is worth the slightly lower RTP.

Ready to reveal your grid?

Play a Scratch Card now and see if those three Jackpot bolts line up. Every card takes seconds from bet to result.

Play now

Last updated: . Spinomera is a free-to-play social casino. No real money is wagered or won. For support with your play habits, visit spinomera.com/responsible-play.